PENILAIAN TINGKAT KESEHATAN BANK DENGAN TEKNIK ANALISA CAMEL

Abstract

This study aimed to analyze the financial health of PT. Bank Negara Indonesia
(Persero) Tbk. the period 2010-2014. The method used in this research is the
method that includes aspects of CAMEL Capital, Assets, Management, Earnings
and Liquidity. CAMEL is a tool for analyzing the finances of banks and for bank
management assessment set by Bank Indonesia to determine the soundness of
banks of the bank concerned.
The results of this study indicate that the financial soundness of PT. Bank Negara
Indonesia (Persero) Tbk. using CAMEL ratio value calculation in 2010
amounted to 88.62, in the year 2011 was 90.1, in 2012 amounted to 90.375, in
2013 amounted to 90.45, in 2014 amounted to 90.025. The net value ratio
CAMEL PT. Bank Negara Indonesia (Persero) Tbk. Healthy categorized as more
than 81.
Keywords: Health Bank, CAMEL ratio